Fractional CFO Services

As your CFO, we know your numbers, strategy, goals and ambitions. We deliver actionable financial plans and provide sound financial advice at a fraction of the cost of a full-time CFO.

We aren’t CPAs - we don’t talk once a year. Our relationship is ongoing: we sit together, review your numbers, discuss what they mean, and build a simple, scalable financial blueprint that helps your business run smoothly and profitably.

    • 13-Week / 52-Week Rolling Cash Forecasts - know exactly when and where cash is coming from

    • Full-Year Financial Plans (Cash Flow, P&L, Balance Sheet) - tied to your specific operating model and proprietary data

    • Scenario Modeling and Stress Testing - understand varying financial outcomes when business needs change - eliminate guesswork and “what-ifs”

    • Cash Flow Map - Does your business generate revenue, but you always seem short on cash? Our Cash Flow Map outlines how cash is generated by establishing relationships between revenue and receivables, costs and payments, and everything in between

    • Cash Conversion & Optimization - solutions that shorten the time it takes cash to show up in your bank - collections processes, vendor terms, pricing and margin structures

    • Continuous Monitoring to ensure improvements create permanent uplift in your cash flow

    • Credit Underwriting determines the three C’s banks assess for all loans - capacity, credit, and collateral. Walk into any bank, knowing your loan will be approved

    • Debt Structuring that is aligned to the long term financial plan of your business. Responsible borrowing creates a long term sustainable growth path

    • Lender-Ready Financials packaged the way banks and lenders expect, allowing financing conversations to move faster, so you can get back to running your business

    • Lender Negotiations ensuring competitive financing terms and structures that align with your business strategy and goals

    • Performance Dashboards tailored to the 5–8 metrics that actually matter for your business

    • Do You Have External Stakeholders? We have ample experience presenting and summarizing key messages to financial institutions, the C-Suite, and Boards

    • You need someone to manage the company’s financial planning function, so you can focus on running your business

    • You want to understand when, where, and how cash is generated

    • You want to maximize the cash flow your business generates. For those who “feel like the cash should be there”, but don’t see it in their bank statement

    • You need to apply for external financing and want an experienced underwriter to ensure the bank approves your application

    • You want monthly summaries of key performance indicators impacting your business and warning signals when things move off course

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